Discover your financial health

Thank you for taking part

We are glad that you are taking our test on financial health within Proximus.

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I agree with the privacy policy

I agree that Dagelijks Geld processes my answers and technical data for the purpose of calculating my score and conducting anonymous statistical analyses. I have read the privacy policy and understand that I may withdraw my consent at any time by contacting dataprotection@dagelijksgeld.be.

Some general questions

Company code*

I am a*

man

woman

other

prefer not to tell

Age*

Country

Belgium

The Netherlands

Family status

1 - What is usually your household's financial situation? My household:*

Has or incurs debts

Uses part of the savings to make ends meet

Is able to exactly make ends meet

Has a little money left over

Has a lot of money left over

2 - Think about the income you had in previous years. Was the income for your household the past twelve months much lower or higher, or about the same?*

Much lower

Lower

About the same

Higher

Much higher

Don't know

3 - The total expenses of my household the past twelve months were:*

Much lower than the income

Lower than the income

About the same as the income

A bit higher than the income

Way higher than the income

Don't know

4 - I can pay all bills of my household:*

Without any problems

Pay them all, but it is though sometimes

Pay them all, but it is always though

Not always, so I have a payment delay for some bills

Not on a regular basis, so I have a payment delay for a lot of bills

5 - How confident are you that the larger expenses your household wants to make (such as a vacation, painting your house or a car purchases) are feasible in the next 12 months?*

Very confident

Confident

Somewhat confident

Unconfident

Very unconfident

I know larger expenses are not doable

6 - If my household had to incur an expense tomorrow equal to my household's monthly income, I would:*

Easily get the money together

Get the money together, but would need to change something, such as spending less

Need to do something to get the money together, such as sell something or work more. I would not need to borrow money

Need to borrow money, such as a personal loan or borrow it from friends or family. I would need to pay this money back

Probably not get the money together

7 - Which statement best describes your saving behaviour?*

I save a fixed amount every month

I save every month, but the amount varies

I try to save, but I don't succeed every month

I can only save when I have a financial windfall

I don't save

8 - How much do you worry about your household's consumer debt? Do not include your mortgage, if any.*

I am not worried about it

I am somewhat worried about it

I am worried about it

I am very worried about it

My household does not have indebtedness

9 - Approximately how long do you think you will need to pay off your household's consumer debt without changing your lifestyle? Do not include your mortgage, if any.*

My household does not have indebtedness

0 to 1 year

1 to 5 years

6 to 10 years

11 to 20 years

More than 20 years

I will never be able to pay off my household's indebtedness

I don't know

10 - How confident are you that you will pay off your household's mortgage debt on time, without changing your lifestyle?*

Very confident

Confident

Somewhat confident

Unconfident

Very unconfident

My household does not have a mortgage

11 - How confident are you that you have made good financial plans for retirement?*

Very confident

Confident

Somewhat confident

Unconfident

Very unconfident

I have not made any financial plans for my retirement

12 - Because of my financial situation, I live from day to day.*

Completely disagree

Disagree

Neither disagree nor agree

Agree

Completely agree

13 - I can solve most financial problems if I put in the necessary effort.*

Completely disagree

Disagree

Neither disagree nor agree

Agree

Completely agree

14 - When I think about my financial situation, I feel powerless.*

Completely disagree

Disagree

Neither disagree nor agree

Agree

Completely agree

15 - Do you think the following statement is true or false? Buying shares of a single company usually offers a safer return than a stock fund.*

True

False

I don't know

I don't want to answer this question

Some general questions

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